Posts

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resolution one

I have many resolutions set up for this new year. I have resolutions set up for my health, my professional career, my image, my photography, and most importantly, my pursuit towards financial independence.

Yes, financial independence. It seems like it is all I’ve been talking about in the past couple of months on my blog, but traveling is on the backburner until I get vaccinated. I will wait patiently for my turn.

One resolution that I want to accomplish by the end of this year is to earn an average of $500 a month in dividends from the stock market, which would be a big jump from the current average of $150 a month in dividends I am earning at the start of 2021.

So how am I going to pull this off? Well, let me tell you.

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escaping the rat race

Setting yourself up for financial independence does not have to be a painful process. You just need to change your mindset and treat it more like a game. Just like the game of ‘Monopoly’. As you move around the Monopoly board, you are doing the best you can to avoid spending unnecessarily and buying up assets in order to grow your wealth.

I am going to cover how I approach my personal finance and what I am currently doing to build my wealth and escape the rat race that most Americans live in.

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how to save money (basics)

This pandemic has continued to spread aggressively so I’ve decided to put traveling on the back burner. With the extra free-time, I’ve decided to sit down and write up articles on personal finance and what I’ve been able to learn and put into action in the past two years. To start, I am going to share how I broke down my expenses and how I’ve been saving my money.

In this article, I am going to break down where I’ve made cuts and how I started to save $300+ a month ($3,600 a year) without impacting my lifestyle. Hopefully this ends up being useful for someone out there that also wants to save money, but have no idea where to start. Who knows… you might learn a trick or two!

Note: These are the basics, but the most important expenses to control. I’m happy to go over more advanced ways of saving money, if anyone is interested!

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pursuit of financial independence

Money.

The one thing that makes the world go round and although it is not guaranteed to bring happiness to your life, what it does bring is freedom.

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